Most businesses overpay for credit card processing. Find out if you are.

Find Out if You’re Overpaying in 10 Seconds

Enter your numbers to see what you are really paying — and how it compares.

Default benchmark range: 2.2%–2.4%
True Effective Rate
Cost Per Transaction
Fixed Cost Impact
Comparison Snapshot
Current Monthly Cost
Estimated Cost at Benchmark
Estimated Monthly Difference
Estimated Annual Difference
Based on your current inputs versus benchmark pricing.
What This Likely Means
Effective Rate Assessment
Likely Pricing Structure
Clarity Level
Run the calculation to see an interpretation of the numbers entered.
This estimate is based on summary inputs. Full statements confirm exact structure, markups, and line-item fees.
This is an estimate for educational purposes. A full statement review can confirm exact savings, fee structure, and whether differences are driven by markup, fixed fees, equipment, gateway, or contract costs.

You could be overpaying by hundreds per month.
Upload your statement to confirm it and see exactly where the difference is coming from.

  • No name or phone required

  • No strings attached

  • Under 60 seconds to upload

  • No calls unless you request one.

Independent review. No contracts. No pressure.

How it works:

  1. Upload your statement

  2. We review your fees

  3. You see potential savings

  4. You decide what to do next—we’ll show options if savings exist.

Businesses we review often save

$300 – $1,100

per month.

You can redact any identifying details before submitting.

We only need the numbers — total volume, transaction count, and fees.

After submission, you’ll receive a short summary showing your effective rate, key fee issues, and whether meaningful savings exist.

StatementSentry
Independent statement reviews for business owners

© 2026 StatementSentry. All rights reserved.

Thank you!

Your statement has been submitted.We’re reviewing your fees to determine if you have an opportunity worth considering.Most reviews are completed within 2–3 business days.If savings are available, we’ll show you exactly where they’re coming from and what your options look like.Keep an eye on your email for your results.

About StatementSentry

StatementSentry helps business owners understand how their credit card processing is structured — and where inefficiencies may exist.

Our goal is simple: give you a clear, unbiased view of your current setup so you can make informed decisions and uncover opportunities to reduce your costs, often saving you money month after month.If meaningful savings exist, we can help you implement changes — including reducing or eliminating unnecessary fees — so you can act on the opportunity with confidence.

We start with a near-anonymous review. No personal details required — just your numbers.

What we look at:

  • Your true effective rate

  • How your fees are structured

  • Where costs may be higher than necessary

  • What a competitive setup should look like

We focus on the numbers that actually impact your costs — and ignore everything that doesn’t.You’ll walk away with a clear understanding of where your setup stands.No pressure. Just clarity

We operate independently — not tied to any single processor.

Common areas we review:

  • Processor markups

  • PCI compliance fees

  • Gateway access fees

  • Software / POS fees

  • Equipment leases

  • Early termination fees

Processing costs go beyond rates — they include equipment, software, and how your pricing is structured.

If your setup isn’t competitive, it could be costing you $3,600–$13,200 per year.

Privacy and Data Use:

We only collect the information necessary to review your statement:

  • Your uploaded file (statement or screenshots)

  • Your email address (to send results)

Your information is used to:

  • Analyze your processing statement

  • Provide a summary of findings and potential savings

We do not sell or rent your information.Information you provide is used to evaluate your processing costs and, if you choose to proceed, to connect you with a processing partner.We do not share your information with processors unless you choose to move forward.

You may redact any identifying details before submitting your statement. Only the fee and processing data required for analysis are needed.

Uploaded files are used only for analysis and are not retained longer than necessary to complete your review.

Your email is used to deliver your results.
We do not use, sell, rent, or share your information for marketing or resale.

Terms of Service

Last updated: March 2026By using StatementSentry (“we,” “our,” or “us”), you agree to the following terms.

1. Service Overview

StatementSentry provides independent reviews of credit card processing statements to help identify potential cost savings, inefficiencies, or areas for improvement. This service is provided for informational purposes only.

2. No Guarantee of Savings

While we aim to identify meaningful cost-saving opportunities, we do not guarantee that savings will be found or achieved. Any estimates, observations, or suggestions provided are based on the information submitted and should not be interpreted as guaranteed outcomes.

3. No Financial or Legal Advice

The information provided through our review is not financial, legal, or tax advice. You are solely responsible for evaluating any recommendations and deciding whether to take action.

4. User Responsibility

By submitting a statement or information:

  • You confirm you have the right to share the information provided.

  • You agree that any decisions made based on our review are your responsibility.

  • You understand that StatementSentry is not responsible for outcomes resulting from changes to your processing setup.

5. Use of Submitted Information

We use submitted statements and information solely to:

  • Analyze your current processing setup

  • Identify potential savings or inefficiencies

  • Provide a summary of findings

We do not sell or share your information with third parties without your consent.For more details, please review our Privacy Policy.

6. No Obligation

Using StatementSentry does not obligate you to:

  • Switch providers

  • Accept any recommendations

  • Enter into any agreement

All next steps are entirely optional and at your discretion.

7. Limitation of Liability

To the fullest extent permitted by law, StatementSentry shall not be liable for:

  • Any financial loss

  • Business interruption

  • Decisions made based on our analysis

  • Any indirect or consequential damages

Use of this service is at your own risk.

8. Modifications

We may update these Terms at any time. Continued use of the service constitutes acceptance of any updates.

Choose the option that works best for you:

Questions, or looking for a different way to get started?

Send a statement directly:
[email protected]

Quick questions:
[email protected]

Prefer a quick call first:
[email protected]

We keep communication simple and on your terms. You’ll hear back within 24 hours.