Most businesses overpay for credit card processing. Are you one of them?

Enter a few numbers to instantly see your true processing cost.

Examples: POS subscription, equipment lease, or software fees. Leave blank if none.
Typical optimized range: 2.2–2.4%
Higher transaction counts increase the impact of per-transaction fees. Leave blank if unsure.
Estimated Savings Snapshot
Current Cost
Benchmark Cost
Monthly Difference
Annual Difference
Processing and monthly setup costs are evaluated separately.
Effective Rate
Pricing Structure
Assessment
Run the calculation to see an interpretation of the numbers entered.
Full statements confirm exact structure, markups, and line-item fees.

Upload your statement to see exactly where you're overpaying — line by line.

No name or phone required
No strings attached
Under 60 seconds to upload
No calls unless you request one
Find My Savings
Independent review. No contracts. No pressure to switch.

How it works:

1.
Upload your statement
2.
We review your fees
3.
You see potential savings
4.
You decide what to do next — we’ll show options if savings exist.
Most businesses we review are overpaying
$300 – $1,100
per month in avoidable fees
Based on recent real merchant reviews. Your results depend on volume, pricing, and current fee structure.
No personal info needed. You can redact everything.
We only need three numbers — total volume, transaction count, and total fees.
You’ll get a clear breakdown of your effective rate, hidden costs, and whether meaningful savings actually exist.
Check My Savings
Takes under 60 seconds • No contact required

Thank you.

Your statement has been submitted.

We’re reviewing your fees to determine whether a meaningful savings opportunity exists.

Most reviews are completed within 2–3 business days.

What happens next

If savings are available, we’ll show you exactly where they’re coming from and what your options look like.

What to watch for

Keep an eye on your email for your review results and any recommended next steps.

No obligation

Nothing is required from you after the review. Any next steps are entirely your decision.

If you’d like to send another statement, you can do that below.

Submit Another Statement →

How Your Processing Is Actually Priced.

If your processing isn’t structured correctly, you’re likely overpaying — often without realizing it.

StatementSentry analyzes your numbers, isolates hidden fees, and shows exactly what competitive pricing should look like.

No personal details required. No obligation.

If meaningful savings exist, we help you implement changes — including reducing or eliminating unnecessary fees.

Here’s exactly what we look at:

True effective rate
Fee structure
Hidden fees and cost drivers
What competitive pricing should look like

Common fees we break down

Processor markups
PCI compliance fees
Gateway fees
Software / POS costs
Equipment leases
Termination fees

We isolate the fees and structure that actually drive your costs.

Clear understanding

You’ll walk away knowing exactly where your setup stands.

No pressure

No obligation. Just clarity and optional next steps.

Independent review

We are not tied to any single processor.

If your setup isn’t competitive, it could be costing you $3,600–$13,200 per year.

Privacy and Data Use:

We only collect the information necessary to review your statement and provide results. We are committed to keeping your data private, secure, and used only for its intended purpose.

What we collect

  • Your uploaded file (statement or screenshots)
  • Your email address (to send results)

How your information is used

  • Analyze your processing statement
  • Provide a summary of findings and potential savings
  • Communicate results to you

Data handling and retention

Submitted documents may be temporarily processed and stored using secure third-party tools that support our review process.

Uploaded files are used only for analysis and are not retained longer than necessary to complete your review. We aim to delete submitted statements after review is completed.

Sharing of information

We do not sell or rent your information.

Your information is not shared with processors unless you explicitly choose to move forward.

We do not use, sell, rent, or share your information for marketing or resale.

Your control and privacy

You may redact any identifying details before submitting your statement. Only the fee and processing data required for analysis are needed.

You remain in control of whether to take any next steps following your review.

Analytics and cookies

We use analytics tools (such as Google Analytics) to understand how visitors interact with our website. This helps us improve functionality and user experience.

These tools may collect non-personal information such as pages visited, time on site, and general device or browser data. This information is aggregated and does not identify you personally.

Analytics tools may use cookies or similar technologies to operate.

Terms of Service

Last updated: March 2026

By using StatementSentry ("we," "our," or "us"), you agree to the following terms.

Use of this site is also subject to our Privacy Policy.

1. Service Overview

StatementSentry provides independent reviews of credit card processing statements to help identify potential cost savings, inefficiencies, or areas for improvement. This service is provided for informational purposes only.

2. No Guarantee of Savings

While we aim to identify meaningful cost-saving opportunities, we do not guarantee that savings will be found or achieved. Any estimates, observations, or suggestions provided are based on the information submitted and should not be interpreted as guaranteed outcomes.

3. No Financial or Legal Advice

The information provided through our review is not financial, legal, tax, or accounting advice. You are solely responsible for evaluating any recommendations and deciding whether to take action.

4. User Responsibility

By submitting a statement or information:

  • You confirm you have the right to share the information provided.
  • You agree that any decisions made based on our review are your responsibility.
  • You understand that StatementSentry is not responsible for outcomes resulting from changes to your processing setup.

5. Use of Submitted Information

We use submitted statements and information solely to:

  • Analyze your current processing setup
  • Identify potential savings or inefficiencies
  • Provide a summary of findings

Submitted documents may be temporarily processed and stored using secure third-party tools that support our review process. We aim to delete submitted statements after review is completed.

We do not sell or share your information with third parties without your consent, except as required by law or as otherwise described in our Privacy Policy.

6. No Obligation

Using StatementSentry does not obligate you to:

  • Switch providers
  • Accept any recommendations
  • Enter into any agreement

All next steps are entirely optional and at your discretion.

7. Limitation of Liability

To the fullest extent permitted by law, StatementSentry shall not be liable for:

  • Any financial loss
  • Business interruption
  • Decisions made based on our analysis
  • Any indirect, incidental, special, or consequential damages

Use of this service is at your own risk.

8. Modifications

We may update these Terms at any time. Continued use of the service constitutes acceptance of any updates.

Choose the option that works best for you

No pressure. No obligation. Just a simple way to get started.

Questions, or looking for a different way to get started?

Send a statement directly

[email protected]

Quick questions

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Prefer a quick call first

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We keep communication simple and on your terms. You’ll hear back within 24 hours.